Motivation of Farmers and Social Capital In Taking Decisions of Agricultural Capital Loans

  • Wakhidi Wakhidi Universitas Musamus
  • Marthen A.I Nahumury Universitas Musamus
  • Maria M.D Widiastuti Universitas Musamus
Keywords: motivation; social capital; agricultural credit

Abstract

The purpose of this study was to analyze the influence of motivation and social capital on agricultural
credit decision making. The sample used is the Proportional Random Sampling method, data analysis
using binary logistic regression. The results showed that motivation (X1) and social capital (X2) with
a significant level of 95%, influenced the decision of agricultural credit loans with significant values
of 0.027 and 0.004. Motivated farmers, 3155 times higher in decisions about getting agricultural
credit loans from other farmers. Farmers who have social capital are 4,231 times higher in decisions
about getting agricultural credit loans from other farmers. Based on the results, financial institutions
that facilitate agricultural credit loans can provide the best service by disseminating agricultural loans
directly to individual or farmer groups.

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Published
2019-03-25
How to Cite
Wakhidi, W., Nahumury, M., & Widiastuti, M. (2019). Motivation of Farmers and Social Capital In Taking Decisions of Agricultural Capital Loans. AGRICOLA, 9(1), 22-28. https://doi.org/10.35724/ag.v9i1.2541
Section
Artikel